Is it Time To Convert To A ROTH IRA?
Do you know you don’t pay income tax on any earnings on a Roth IRA when they’re withdrawn if the Roth IRA has been in force for five years and you are 59 1/2 or older? Talk to your Horace Mann representative to see if now may be the time for you to consider converting […]
Category : Blog
Borrowing From Life Insurance Cash Values
January 17th, 2012 // 9:34 pm @
Permanent life insurance builds up cash value that becomes part of the death benefit. In difficult times, policyholders can use the cash value to cover insurance costs or as a source of funds by borrowing or withdrawing the money. Fact: Life insurance cash values serves as a source of available capital to individuals, especially when […]
Category : Uncategorized
One Gift Could Last A Lifetime
December 19th, 2011 // 2:14 pm @
What better gift can you give to a child or young adult than one that offers a lifetime of protection and financial security? A gift of permanent life insurance may provide the security and funds to provide assistance for a lifetime. The policy you purchase for a child today can still be there years from now, […]
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Define your monthly budget!
November 16th, 2011 // 6:47 pm @
Want to calculate your monthly budget? Click on the link below for an easy tool to help you determine your monthly budget. Click here to Define your monthly budget
Category : Blog
Do You Have a Will?
November 15th, 2011 // 3:04 pm @
Wills and other properly drafted estate-planning documents put you, instead of the courts, in control of the way your assets will be distributed after you pass away. Yet only a third of Americans have made wills. Acting now will reduce the cost and burden to your heirs of transferring your assets. Estate-planning essentials An estate […]
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