Browsing Month January, 2012

Borrowing From Life Insurance Cash Values

January 17th, 2012 // 9:34 pm @

Permanent life insurance builds up cash value that becomes part of the death benefit. In difficult times, policyholders can use the cash value to cover insurance costs or as a source of funds by borrowing or withdrawing the money. Fact: Life insurance cash values serves as a source of available capital to individuals, especially when […]

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Avoid Five Big Insurance Mistakes

January 9th, 2012 // 10:20 pm @

Educators trying to save money on insurance may find themselves underinsured and exposed to large financial losses if they’re not careful. According to the Insurance Information Institute, customers should beware of the following pitfalls: Do not: Insure a home for real estate value. Instead, buy enough coverage to completely rebuild your home and replace your […]

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